Password Hell

I have wasted approximately 45 minutes today attempting to (and failing 100% of the time) to recall passwords from various internet websites, bank accounts, cell phone log-ins, and various other places that require a password. I attempted to be somewhat creative in my password creation, paying attention to the "guru's" who warn you never to use the same password for multiple sites, just in case someone attempts to add more features to my cingular plan after they've cracked my complicated password.

Alas, I could not remember the passwords.

This leads me to having to "create new passwords" which is no less than 4 steps long, usually sparking enough brain power to remember the original password.

Which results in me saying "well, shit." as I recreate another password i'm doomed to forget in about a week.